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BANKING FOR NONRESIDENT

FREE BANK ACCOUNT DISCLAIMER:

Opening U.S. bank account is free. Banks do not charge fee to open an account. Our fee is not bank fee. 

Why do we charge fee to open U.S. bank account?

As a non U.S. resident you will face extremely hard time trying to open business bank account. There are very complex U.S. banking laws that force banks to conduct a complex and detailed due diligence process on each new client. So, before the bank can approve your application they will have to verify that you pass the due diligence process (also known as KYC, Know your client rules).

Can you apply yourself and save our fee?

Yes, you can. But you will probably get rejected because you are not familiar with the U.S. banking laws and the KYC (Due diligence process). 

95% of non residents

that apply directly to open U.S. bank account

are rejected!

98% of our clients get approved!

 

If you try yourself and get rejected, can we help you?

NO!

If you will be denied by any U.S. bank - we will not be able to help you with any other bank.

 

Why our approval rate is 98%?

Because we have been doing this since 2004, that's 17 years of experience. While you simply fill out an application, we work directly with the bank management and the compliance department at the bank. We have direct access to them and we can provide additional information that in many cases makes the difference between rejection and approval. 

Bank account for non US resident

Since 2004, we have helped over 15,000 business owners from all over the world to start, manage and grow their U.S. companies including set up their bank accounts. Our experience, knowledge and practical approach turned us into the # no. 1 agency in the Non-U.S.-Residents category.

What do we do?

 

We work with the only U.S. banks that allow non residents to open business accounts without traveling to the U.S.

such as PACIFIC BANK and more. 

The banks we work with are insured by the U.S. Federal Gov: FDIC, same insurance as BOA, Wells Fargo and other big banks have.You can check this insurance here: https://www.fdic.gov/about/strategic/strategic/mission.html

So, in reality all banks that are insured by the FDIC, offer the same safety and security.

Features and fees:

Account opening : Free
Minimum deposit: $0
Monthly fees: $0
Overdraft fees: $0
Checking account
Savings account
Debit Card
Savings Account Earnings Rate: 1%
Incoming & Outgoing ACH : Free
Checks: Free
Domestic wires : $0 - $10
Outgoing International wires: $40-$50
Incoming International wires: Free

Our approach

We believe in practical solutions, simple, clear pricing and easy to maintain. We keep updating our packages to meet the ever changing regulation, laws and technology. New payments methods, virtual bank accounts, tax free entities and cross boarder solutions are components we include in our services.

Dedicated CPA 

We are a full service US tax and accounting company, and when you sign up with us, we work as an advisory form for you. So, like you hire lawyers for a trial, you hire us for bank account. We will introduce you to banks, help with forms, applications, information requests, but like lawyers, final decision is not ours, it's the bank. hen you select the Premium Service, we assign a dedicated CPA to you. CPA = Certified Public Accountant, and the first step is to set up 1-hour FREE chat for you and the accountant. In that chat the CPA will explain the entire process of opening bank account and discuss the different options for bank account, review all the existing documents and will help with all the additional documents the banks ask for. Will also help with any additional information requests and work with you until the account is opened.
That's a big advantage.

Bank account solutions

for existing U.S. companies
⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
for non U.S. residents.
Open the account without traveling.

Premium banking: 

 

We work with several banks such as "Pacific Western Bank",

"Silicon Valley Bank" and 10 more. We Will introduce you to 

several of the banks and help you select the  one that best matches your needs, and criteria such as fees, features, rating and more.

Who qualifies for this package?

  • Non-US resident

  • No need for SSN

  • E-commerce [Amazon]

  • E-commerce [Shopify]

  • Consulting business

  • Trade business

  • Online marketing

  • Design business

  • IT services

  • General purpose business

What does Premium Banking include?​

No travel needed
Open the account remotely from your home or office


💰
Official routing No.
Get official US routing number for domestic wires and ACH


$
Multi Currency
USD / EUR / GBP


💻
Online banking
Open & manage the account online from anywhere, anytime


🌎
Official SWIFT code
Get official Swift code for international wires from any country 



Low Fees
Domestic wire $5-$20
International wire $35-$50


👨👩
Account manager
Private banking with dedicated account and direct contact 


💳
Debit Card
Debit cards /ATM card (subject to approval)

[Check pricing]

F.A.Q


Q: Other companies offer to 'open an account for me under their ownership and after few months transfer the account ownership to me'. It this legal? Do you do that?

 

Answer:
It is illegal for anyone to open an account under his or her name for you. Under the Patriot act and other banking laws in the U.S., the bank, any bank, must verify the real owner (Beneficial owner) and identify the owner. So, if someone open an account for you, he or she are "hiding" the identity of the real owner from the bank and this is illegal. As soon as the bank, any bank, discovers that the account was opened by someone else, for you, the bank will instantly close that account and you will never, ever, be able to open an account again.

 

We NEVER "open" an account for you. We work as official inroducer to several banks and we help you open a business account under your name. 100% legal. 100% on your name and under your sole ownership.
 


Q: Why it's illegal for other companies to open an account for me under their name?

 

Answer:
it's illegal because you are hiding the real beneficiary owner info from the bank and when the bank finds out that you are the actual account owner, they will intantly close the account and you will be banned from opening new accounts. You may also lose all the funds that are in the account because the bank will hold them until they can resolve the legal issues related to the account.


Q: Is there a risk opening account under someone else's name?
 

Answer:

Of course! When you do that, the person who opened the account, has 100% control of your money and can use it anytime, while you will not have any way to get the funds if he use them you will not be able to talk to the bank and you will have no claim for the funds in the account

 

Q: How your service is different?
 

Answer:

We go 100% legal and straight forward.  We HELP YOU OPEN YOUR OWN BUSINESS ACCOUNT. It's your account, not anyone else's. Only you have access to the account, no one else's. The bank knows You from start and you will have to pass a due-diligence process, in which we verify your identity and the legitimacy of your business. You sign all the account opening documents, and disclose all the necessary information to the bank to qualify for account opening. This is real and only legal way to have long term account and long term relationships with the bank without having it closed

 

Q: Will I be able to wire money out of the account? 
 

Answer:
Once the account is opened, you will have SWIFT NUMBER and ROUTING NUMBER. You will be able to wire money out, and get wires in like any regular account as long as you don’t wire out or receive wires in from a country that is restricted by the US government. 

Q: Anything else I should know about your Premium Banking Service?

 

Answer:
Our goal is to open a business account for you in a legal way and our relationships with the banks are much more important than your fee or anyone else's fee! To keep our strong relationship with our banks, we must go by the book and fully comply with all banking laws and regulation. Because of that we conduct a full due diligence on each client and only then introduce the client to the appropriate bank.

 

GOOD LUCK!

[Check pricing]

Package details


OPTION 1 : ONLINE , FEDERALLY INSURED BANK 

Allows non US resident to open accounts online!
No need for Social Security Number 
Complete online banking
SWIFT number and ROUTING number
Allow international incoming and outgoing wires
Allow domestic US incoming and outgoing wires

Minimum initial deposit $0

Time to open: 10-15 business days

 

Required documents:

The LLC:

1. EIN confirmation letter

2. SS4 application

3. Article of organization

4. Meeting minutes of resolution to appoint you as the manager of the LLC and authorize you to open bank account for the LLC

 

The owners:

1. Member Certificate

2. ownership registry

3. Foreign certificate of incorporation

4. proof of address

The manager:

1. Proof of ID (Passport / official ID card)

2. Proof of address (Utility bill)

Features and fees:

Account opening : Free
Minimum deposit: $0
Monthly fees: $0
Overdraft fees: $0
Checking account
Savings account
Debit Card
Savings Account Earnings Rate: 1%
Incoming & Outgoing ACH : Free
Checks: Free
Domestic wires : $0 - $10
Outgoing International wires: $40-$50
Incoming 
International wires: Free


FREE 1 hour consultation with a CPA: Included
You also receive from us an amazing gift! 100% free consultation with our Certified Public Accountants. In the session, you will get answers to all of your questions related to your US business: 


Inc or LLC?
Delaware or other State?
Who should be listed as owner?
Will ownership be confidential?
Where can I open US bank account?
How can I pay vendors or employees?
Can I get paid by google? 
Can I get paid by Amazon?
All these questions and many more, will be answered during this very powerful consulting session which is now 100% free!!!!

Do you offer refund?
Yes! We will refund 100% of your fees if you are unable to open the account after you passed the due-diligence process. To get the refund, you need to send us an email with the bank results of the account opening and the subject #full refund. Send the email to info@tax-usa.net not later than 30 days from the date of rejection.

[Check pricing]

No travel needed

Open the account remotely from your home or office

💰

Official routing No.

Get official US routing number for domestic wires and ACH

$ ¤

Multi Currency

USD / EUR / GBP

multi currency account

💻

Online banking

Open & manage the account online from anywhere, anytime

🌎

Official SWIFT code

Get official Swift code for international wires from any country 

Low Fees

Domestic wire $5-$20

International wire $35-$50

👨👩

Account manager

Private banking with dedicated account and direct contact 

💳

Debit Card

debit cards /ATM card

subject to approval

🛒

Connect Account

To Amazon, Shopify and more e-commerce sites

What our customers say?
4.8 / 5 
⭐⭐⭐⭐⭐

"Soon after I have opened my LLC, I started getting orders for my design services from US customers, in 6 months I have tripled my income! "
Dragan  Visopitch, Serbia ⭐⭐⭐⭐⭐

"We wanted to expand our e-commerce shop to the U.S. and with the tax free LLC, we were up and running in no time! Sales are up 150%. Best move we've ever done." 

Nathan Shine, Peru ⭐⭐⭐⭐⭐

"We have opened a tax free LLC for our Content Writing business and instantly started getting orders from the U.S., we have doubled our sales since then!"
Jody Porter, U.K. ⭐⭐⭐⭐⭐

"When our dating app was ready for expansion, we signed up for the tax free LLC with Tax Usa and in less than 2 weeks we started getting U.S. users and installs."
Oren Cohen, Israel ⭐⭐⭐⭐⭐

"I have opened a tax free LLC last year for my Amazon seller's account and since then selling at 30,000 USD per month, all tax free!"
Nico Gardiani, Italy ⭐⭐⭐⭐⭐

"Tax free LLC is the best solution for non US residents like us. We have used it to grow our IT company from India into the U.S. and already have 200 U.S. customers"
Sachin Patel, India ⭐⭐⭐⭐⭐

"I highly recommend TaxUsa and the tax free LLC for any non U.S. resident. It's easy to set up and you instantly start seeing U.S. income. Tax free. It's great."
Eduardo Santiago, Chile ⭐⭐⭐⭐⭐

"In just 2 weeks I have opened my tax free LLC and my Amazon seller's account and started to sell FBA products ranging $20,000-$50,000 per month. Amazing!"
Dave Harve, Australia ⭐⭐⭐⭐⭐

"Thank you guys for a great service. I have just received my ITIN and it took less than 4 week! You guys are real pro. It was a pleasure."

Ricky Chu, Hong Kong ⭐⭐⭐⭐⭐

"I was introduced to TAX USA by my accountant in Dubai. He assured my that I will get my ITIN in 3 weeks. And I did! So, thank you guys.

Ibarhim Samiri, Dubai ⭐⭐⭐⭐⭐

"You guys have really saved me! I had to get an urgent ITIN so I can open a U.S. bank account and sign a large contract with a U.S. customer. You delivered"
Merry Carter, Scotland ⭐⭐⭐⭐⭐

"With the ITIN you guys helped me received, I was able to sign up for a merchant account and boost my U.S. sales of my home accessories product line. Thank you."
Adélka Patolina, Czech Republic ⭐⭐⭐⭐⭐

"I had million questions before I signed up and you guys answered them all very professionally and Patiently. I highly recommend you all to use TAX USA ITIN service." 

Stefan Pierre, Belgium ⭐⭐⭐⭐⭐

"By far the best ITIN service I have seen, and I have researched it for weeks! The process is so organized, simple and clear that it was almost fun to get the ITIN :-)"
Jerrod Pasties, France ⭐⭐⭐⭐⭐

# NO.1 IN NON-US-RESIDENTS CATEGORY:

Tax Usa is the largest U.S. tax and accounting firm
specializing in non-US-residents, helping over 15,000 business owners
from all over the world 

4.8 / 5 ⭐⭐⭐⭐⭐

Real U.S. bank account for non residents with FDIC insurance.

 

Tax Usa has partnered up with a U.S. financial group to offer online banking for non U.S. resident.

 

Brooklyn, New York | June 16, 2019

Non U.S. residents can now open U.S. banking account, insured by the U.S. Federal government and connect it to Stripe, Paypal, Google, Apple, Amazon and more.

 

ONLINE , FEDERALLY INSURED BANK 

  • Allows non US resident to open accounts online!

  • No need for Social Security Number 

  • Complete online banking

  • SWIFT number and ROUTING number

  • Allow international incoming and outgoing wires

  • Allow domestic US incoming and outgoing wires

  • Minimum initial deposit $0

  • Time to open: 10-15 business days

Sign up...    

We love to hear from you and help. 

You probably have a lot of questions:

Is this package suitable for me?

What will be the time frame to for all steps?

What will be the total cost?

Can I do it all online?

What is virtual bank account?​

What is the yearly cost renewal cost?

What is ITIN and how it helps me?​

Can I use the tax free LLC on Amazon?

Can I connect the tax free LLC to Shopify?​

Don't keep your questions to yourself.

Chat with us!​

Email us!

Skype with us!

Questions?

Skype with us now

I am Arik Rozen, CPA

Your dedicated

account manager

...

You can contact 

me on skype

Arik.Rozen.TaxUsa

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